Helping those marginalised by main stream finance to access mortgages for niche tenures, later life lending and home adaptations.
Home improvement lending largely in partnership with 16 local authorities to help marginalised people adapt their properties, including DFG top ups.
Shared ownership mortgages with 5% deposits to help those wishing to access the property market but unable to save large deposits or afford open market prices.
Later life lending either to move to a more suitable property or with mainstream interest only mortgages expiring and unable to refinance.