Our mission is to reduce the number of residents who are excluded from mainstream banking by providing access to a fair and ethical alternative to the high cost lenders they would otherwise have to use. We also provide face to face help for people who are at risk of falling into a debt spiral
Our business model is simple. We make loans to people at a fair rate of interest and aim to cover costs from the income on this lending and the income we receive as a delivery partner of the Start Up Loan scheme. We also provide free money advice which we fund from grants received from local and national funders.
